INSURANCE & PROTECTION

Insurance Services and Protection Products

Get access to insurance products that you may need to help protect your life, your home or your auto.

Insurance
Insurance

INSURANCE SERVICES AND PROTECTION PRODUCTS

Helping protect your life, home and auto

  • Discounted rates: Insure your home or auto with TruStageTM and get a discount for being a GECU member.
  • Protect your vehicle: We offer GAP and Mechanical Repair Coverage. If you don’t have protection on your existing auto loan, contact us today to learn about your options.
  • TruStage Credit Insurance: Give your family coverage from the unexpected by getting Credit Insurance.

 



Learn more by chatting with us using the GECU Chat or by calling us toll-free at 1.800.772.4328.

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INSURANCE & PROTECTION PRODUCTS

TruStage Auto and Home Insurance Program

Get a quote to insure your vehicle or home with the TruStage Auto and Home Insurance Program, issued by leading insurance companies.
Get a quote to insure your vehicle or home with the TruStage Auto and Home Insurance Program, issued by leading insurance companies.

Best for: Members looking to insure their vehicle or home.

 

  • Get a GECU-member discount to protect your vehicle or home with the TruStage Auto and Home Insurance Program.
  • Cover your home for damage/loss due to fire, weather, theft and more.
  • Enjoy discounts for insuring multiple vehicles, good driving and more.
  • 24/7 claims, inflation protection and temporary-housing assistance when needed.

TruStage Life Insurance

Get coverage for the people who matter most in your life with TruStage, underwritten by CMFG Life Insurance Company.
Get coverage for the people who matter most in your life with TruStage, underwritten by CMFG Life Insurance Company.

Best for: Members looking to provide financial coverage for their loved ones.

 

  • Rates are designed to be affordable to GECU members with TruStage Life Insurance.
  • Cover your family’s finances by helping them pay their personal expenses after you pass away.
  • Assistance is available to help you compare and explore the insurance options that meet your family’s needs.
  • TruStage Term Life Insurance and TruStage Whole Life Insurance products are available.

 

TruStage Accidental Death & Dismemberment Insurance

Help protect the people who matter the most with TruStage, underwritten by CMFG Life Insurance Company.
Help protect the people who matter the most with TruStage, underwritten by CMFG Life Insurance Company.

Best for: Members who want to be prepared for any serious or fatal accidents.

 

  • GECU members automatically qualify for no-cost coverage with TruStage Accidental Death & Dismemberment Insurance.
  • Additional budget-friendly insurance coverage is available for you or eligible family members.
  • Access to all TruStage insurance products.

 

Mechanical Repair Coverage

Help protect yourself from unexpected mechanical vehicle-repair expenses.
Help protect yourself from unexpected mechanical vehicle-repair expenses.

Best for: Members looking to help cover vehicle-repair expenses.

 

  • This coverage can provide you with peace of mind knowing that you can be covered for unplanned mechanical-repair expenses due to a covered breakdown.
  • Different levels of coverage are offered depending on your needs.

GAP

Protect your finances when you buy a car in the case of an unexpected event.
Protect your finances when you buy a car in the case of an unexpected event.

Best for: Members looking for optional financial protection.

 

  • If your vehicle is deemed a total loss in an accident or stolen, GAP covers the difference between what your primary insurance will pay and what you owe on your loan.
  • A little protection goes a long way — especially when your car doesn’t outlive your loan payments.
GECU is Here to Answer Your Questions
  • Does GECU offer insurance?
    GECU offers insurance through a third-party vendor such as TruStage.
  • Do I need to have my auto loan or mortgage with GECU to have TruStage insurance?
    No, you can have access to the TruStage Auto and Home Insurance Program even if your home or auto loan are with other lenders or paid off.
TruStage™ Life insurance and AD&D insurance are issued by CMFG Life Insurance Company and MEMBERS Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and may not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, Wisconsin 53705 2018-ADD-POL.

GAP is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your loan will increase the cost of GAP because there will be additional interest due based on the inclusion of the GAP Fee in the loan principal amount. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid, if no benefits have been provided. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee, if no benefits have been provided. This product is administered by CUNA Mutual Insurance Agency, Inc. or a contracted third party.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA; where coverage is offered as insurance by Virginia Surety Company, Inc., in NH; where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX; where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK; where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA; where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at P.O. Box 802746 Chicago, Illinois 60680-2747, 1.800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

The purchase of Mechanical Repair Coverage is optional. The information above provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality. Certain conditions and components are excluded, such as inadequate maintenance and loss of coolant or lubrication of the vehicle, corrosion, and parts designed for limited life such as bulbs, filters and brake pads. See the exclusions section of the service contract for complete details.

© TruStage
GAP, MRC, ADI, AUT, GEN-5980555.3-0325-0427
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